So, You Think your Jewelry is Insured? Ha!

Maybe it’s under-insured or not insured at all. Or maybe you believe your Homeowner’s Policy has got you covered.

Or maybe you just don’t like thinking about insurance, until you have a loss and then it’s too late.

So here’s a quick read of what you could be thinking about when it comes to your expensive jewelry:

*Your Homeowner’s Policy does not usually cover you for much more than $1,000 on your jewelry. And you may have a deductible.

*If you haven’t had gold and diamond jewelry appraised in the past 18 months then You Are Terribly Under-insured. Gold is way way up and you can’t replace lost or stolen at today’s prices with your old insurance amounts.

*You probably didn’t know some better policies cover all repair costs. You can save hundreds of dollars on repairs.

* And you may not realize how Affordable jewelry insurance policies are. Through Jeweler’s Mutual you pay approximately $125 PER YEAR on every $10,000 of coverage with a ZERO deductible.

At Abby’s people come to us every day wanting appraisals, jewelry repairs, and to get their lost or stolen jewelry replaced so we hear all the stories and that’s why we believe it’s a good thing for you to review your jewelry insurance needs with us or your trusted jeweler wherever you are.